Megan Rothbauer, 29-year-old woman from Wisconsin is now facing bankruptcy because of medical bills after being admitted in the wrong hospital after suffering a heart attack.
While Megan was suffering a heart attack, she was transported to the emergency room from a hospital not covered by her insurance. This resulted in her being stuck to pay her own bills as the insurance did not help her. This situation is only one example of how privatized healthcare regulations do more harm than good.
Megan was taken to the St. Mary’s Hospital instead of Meriter. Meriter hospital was only three blocks away from her location. Recovering from the heart attack, Rothbauer spent 10 days in a medically induced coma and almost a week after in the cardiac recovery unit in St. Mary’s Hospital.
Megan has $250,000 in hospital bills to pay. After Megan collapsed at work from fluctuations of the heart, she thought she’d be taken to the closest hospital. She, instead, was taken to a faraway hospital that was not covered by her insurance. So along with suffering a lot longer because of the distance, she got stuck with the entire hospital bill too.
Her hospital bill would have been $1,500 but because of the balanced billing in the Affordable Care Act, she owes a lot more. Blue Cross Blue Shield, her insurer, covered the $156,000 for her 16 day hospitalization and the hospital reduced her bill by $90,000. But this does not cover physical therapy, the bills from doctors and the ride to St. Mary’s Hospital. So, despite the compassion showed by the hospital, reducing the amount owed by Megan and the payout from the insurance company, she still needs to figure a way to pay more than $50,000 in bills from her own pocket.
The state in which the privatized insurance network works in America is mind blowing and is nowhere near a world class model of what medical coverage should be. Insurance companies focus on profits instead of thinking about the health and care of people in America. This is because the government forces everyone to get insurance coverage.
Paying a $50,000 debt you shouldn’t have to because of an error is a difficult task. Megan may be forced to file for bankruptcy to start over again.